Super Star – Star Health Insurance
Basic Coverage
- In-patient Hospitalization (includes room, ICU, surgeries, medications, etc.)
- Day Care Treatment
- Pre-Hospitalization: 90 days
- Post-Hospitalization: 180 days
- Modern Treatments: Covered
- AYUSH Treatment: Covered
- Ambulance (Road): Covered
- Air Ambulance: Up to ₹5,00,000 per year
- Organ Donor Expenses: Covered
- Home Care Treatment: Covered for listed conditions
- Domiciliary Hospitalization: Covered
- Second Medical Opinion: Available
- Premium Waiver in case of critical illness or death
Entry Age
- Adults: 18 years to any age
- Children: 91 days to 25 years (under floater)
Policy Term Options
- 1 / 2 / 3 / 4 / 5 years
- Long-term discounts: Up to 16% for 5 years
Installment Facility
- Monthly (4% loading)
- Quarterly (3% loading)
- Half-Yearly (2% loading)
- Yearly (0% loading)
Sum Insured Options
₹5 Lakhs to Unlimited (Unlimited and ₹1 Cr only up to age 65)
Key Discounts
- Long Term Policy Discount (up to 16%)
- Parents / In-laws Discount (up to 7.5%)
- CIBIL Score Discount (up to 15%)
- Online Purchase Discount (5%)
- Early Renewal Discount (2.5%)
- Health Questionnaire Discount (up to 10%)
Optional Covers
- Maternity Cover
- Non-Medical Items (Consumables)
- Personal Accident
- Limitless Care
- Super Star Bonus
- Women Care & Assisted Reproduction
- High-End Diagnostics & Smart Network
Unique Benefits
- Unlimited Tele-consultation via mobile app
- AI-driven face scan for vitals (2x/month)
- Dental Check-up & Cleaning (from 2nd year)
- Freeze Your Age benefit (upto age 50, no claims till 56)
- Wellness Program with up to 20% premium discount
For full terms, conditions, and exclusions, please refer to the official policy document from Star Health.