Health Gain – Reliance General Insurance

Core Benefits

• Hospitalization & Day Care Expenses up to Sum Insured
• Accommodation Bonus: ₹1,000/day if lower room category opted
• Pre-Hospitalization: 60 days
• Post-Hospitalization: 60–180 days (based on plan)
• Domiciliary Hospitalization
• Organ Donor Cover: Up to ₹10 Lakhs
• Modern Treatments: Covered up to 100% of SI

Sum Insured Options

₹3L to ₹1 Crore

Key Add-Ons

• Unlimited Reinstatement of Base Sum Insured
• Consumable Cover
• Double Cover (100% additional SI for same hospitalization)
• Waiver of Premium on Critical Illness
• Hospital Cash (₹1,000–₹2,500 per day)
• Air & Intercity Ambulance
• Vision Correction
• Second Medical Opinion

Smart Covers

• Vaccination Cover (up to ₹3,500/year)
• Child Care & Companion Cover
• Wellness Coaching & Health Check-ups

Unique Features

• Modular & Customizable Policy (Pick What You Need)
• No co-payment (optional)
• Reduced Waiting Periods (optional)
• Guaranteed Cumulative Bonus even after claims

Note: Many features are optional and require add-on selection during purchase. Refer policy for exact scope.