Ultimate Care – Care Health Insurance

Basic Features

• In-patient and Day Care Hospitalization
• Pre-hospitalization: 60 days
• Post-hospitalization: 90 days
• Domiciliary Hospitalization
• Organ Donor Cover
• Ambulance: Road & Air (Actuals, no cap)
• AYUSH Treatments covered

Sum Insured Options

₹5L to Unlimited

Entry Age

• Adults: 18+ (Lifelong Renewability)
• Children: 91 days to 24 years

Premium Payment Frequency

• Single, Monthly, Quarterly, Half-Yearly

Key Discounts

• Policy Tenure Discount (up to 15% for 5 years)
• Employee/Promoter Discount (15%)
• Direct Purchase or Cross-Sell Discount (up to 15%)
• Renewal Discount (up to 5%)
• Family Discount (up to 10%)

Bonus & Boosters

• Cumulative Bonus: 50% yearly, up to 100%
• Loyalty Boost: 100% SI after 7 claim-free years
• Unlimited Automatic Recharge of SI

Optional Benefits

• Infinity Bonus
• Unlimited Care
• Premium Payback
• Maternity Cover
• Newborn Baby Cover
• Women Care
• Unlimited E-Consultations
• Wellness Benefits & Digital Coaching
• Tenure Multiplier (combine 3-5 year policies into 1-time SI)

Note: Optional benefits are subject to eligibility and selection. Full terms and policy wording apply.